Monthly Budget Planner

Take control of your money with a budget planner built for UK households. This elegant spreadsheet works in Excel and Google Sheets and is formatted in pounds sterling, so there's no fiddly setup. Just type your figures into the highlighted cells and everything else calculates for you. Each of the 12 monthly tabs tracks income, fixed bills like council tax and energy, everyday spending and savings goals, comparing budgeted against actual amounts. A clear summary shows your remaining balance, savings rate and two charts at a glance. The Yearly Overview brings all twelve months together with category totals and savings goal progress bars. A step-by-step instructions tab is included. Undated, so you can reuse it year after year. Instant download.

• 12 monthly tabs + Yearly Overview, all totals and differences calculated automatically
• UK-ready categories (council tax, TV licence, energy, ISA) with £ GBP formatting throughout
• Budget vs Actual bar chart and spending doughnut chart on every month, plus a yearly income vs outgoings chart
• Savings goals tracker with annual targets and progress bars
• Works in Microsoft Excel, Google Sheets and Apple Numbers; includes an easy instructions tab

Cover image shows example figures for illustration; the downloaded file is blank and ready to fill in.